LAW AND PUBLIC LEGAL EDUCATION - GHANA

  Many commercial drivers believe that Insurance Companies are “thieves” or “fraudsters” who use paper work to “collect” their monies and refuse to pay them when they are in need. Is this really the case? Do the drivers have good reasons for having this perception about insurance? This article will explore some of the commonest reasons insurance companies refuse to pay insurance claims when their clients have accidents.   I have been an insurance agent since 2018 and my experiences tell me that, the National Insurance Commission and the Insurance Companies need to do more to educate especially commercial drivers on insurance.   I do not intend to write in an academic style so that this will be readable and understandable to many people. Therefore, I will try to keep it very short and simple.   I will list the reasons, explain them and attempt to offer a solution where necessary.   Fake Insurance – Many people are driving around with fake insuranc...

Somewhere in the first quarter of 2010, I received a call from Alexnder Osei Owusu (Lexis). I was then serving as a National Service person at the Akuapem Rural Bank in Mamfe – Akuapem. Lexis was my friend in council when we both served students in leadership positions at the University of Cape coast.  I had discussed with him whilst we were yet to graduate, that I would like to study law after my first degree. He had seen a newspaper advert which was almost expiring so he called to prompt me. He said, Nii, tomorrow is the deadline for submission, have you submitted already and my answer was a no. I therefore had to quickly get permission from the office to go and buy the University of Ghana Admission forms and apply for the Post First Degree LLB. Everything was hand-written on physical forms and submitted physically at that time. I did not have my transcript at the time and it meant, I needed to travel to Cape Coast the next day, get the transcript and some recommendation letters ...

Ghana's Parliament has formally decided not to proceed with the proposed $200 million New Chamber construction. This happened after the revelation of the plan to construct a new chamber was met with wide public opposition. The hashtag #Dropthatchamber trended in Ghana within days after Ghanaians learnt of the plan by the Parliamentary Service Bard. The members of the public were of the view, and rightly so, that $200m could be used to solve the many challenges in our nation, from health, through education and roads. So on Monday 8 th July, 2019 when it became clear that parliament has officially dropped that chamber, many were and have been excited about the victory. But is it really an everlasting victory? Well, I am not optimistic that the suspension of this project is a permanent one. It is a matter which will come back to us again sooner or later. In the words of Bob Marley "He who fights and runs away, lives to fight another day". My fear is that, when ...

LESSONS FROM THE 2019 SOUTH AFRICAN ELECTIONS IN RELATION TO THE PROPORTIONAL REPRESENTATION ELCTORAL SYSTEM By Ernesto Yeboah Leader, Economic Fighters League (Fighters) 2019 While the 2019 South African election has proved pivotal in signalling the beginning of the end for the African National Congress (ANC), one of the oldest liberation parties in Africa, the future looks bright for the radical Economic Freedom Fighters (EFF). It was the only party that grew in all the provinces of the country. Even in the socially conservative province of KwaZulu-Natal, which in the past has proved extremely difficult to penetrate for new parties, its support grew extraordinarily from 1.9% in 2014 to almost 10% in 2019. This, according to analysts, has come at the expense of the ANC, which lost nearly 10%. The official opposition, the Democratic Alliance (DA) also lost 5 seats at the National Assembly. Today the EFF is now the second largest party in three provinces, Limpopo, Mpumalanga and ...

Alex Mould writes Banking Crises Part 1: The role of Bank of Ghana (BoG) THE REGULATOR  IS TO BLAME The current crises within Ghana’s banking sector has left us all perplexed; with many unanswered questions. On one hand we are being asked not to blame the current Governor of BoG since he is only implementing recommendations that he received when he took over from the previous Governor. So that means the previous administration’s Governor had set in motion a plan of action to be implemented based on findings from BoG’s investigations. Yet on the other hand we are being told that the previous regime is to blame for this current crises. The real questions are: - when were these investigation carried out? - what were the findings - when were the actions to remedy these findings meant to be implemented? - why had these actions not been implemented? Let’s backtrack a bit to understand some of the history behind it. From the reports it seems that a provisional licens...

The second scramble for Africa beckons. This time with some difference. Only two players. After Brexit and its painful effect, the UK is desperately looking for other weaker trade partners so that it can hold on to it's weakened dominace. On the Other side, the EU wants to be even stronger and keep their dominance. Africa is the target for this greatness of course. The USA has shown Europe the wrong signal with Donald Trump in charge. UK promising £20m investment in Ghana. Yes Investment. I don't know when they will recup their investment and how much it would have further depleted our resources. Germany also promising to build a VW assembly plant. Just a day after UKs promise. Both of them have left Ghana to other African countries. What is the use of the AU? These are all good. But I dare say will only benefit the politicians and not the people. Where is our 1D1F (One district one factory project)? Why has the Central Bank used its monitoring power to reduce confiden...