LAW AND PUBLIC LEGAL EDUCATION - GHANA

  Many commercial drivers believe that Insurance Companies are “thieves” or “fraudsters” who use paper work to “collect” their monies and refuse to pay them when they are in need. Is this really the case? Do the drivers have good reasons for having this perception about insurance? This article will explore some of the commonest reasons insurance companies refuse to pay insurance claims when their clients have accidents.   I have been an insurance agent since 2018 and my experiences tell me that, the National Insurance Commission and the Insurance Companies need to do more to educate especially commercial drivers on insurance.   I do not intend to write in an academic style so that this will be readable and understandable to many people. Therefore, I will try to keep it very short and simple.   I will list the reasons, explain them and attempt to offer a solution where necessary.   Fake Insurance – Many people are driving around with fake insurance stickers which they us

Somewhere in the first quarter of 2010, I received a call from Alexnder Osei Owusu (Lexis). I was then serving as a National Service person at the Akuapem Rural Bank in Mamfe – Akuapem. Lexis was my friend in council when we both served students in leadership positions at the University of Cape coast.  I had discussed with him whilst we were yet to graduate, that I would like to study law after my first degree. He had seen a newspaper advert which was almost expiring so he called to prompt me. He said, Nii, tomorrow is the deadline for submission, have you submitted already and my answer was a no. I therefore had to quickly get permission from the office to go and buy the University of Ghana Admission forms and apply for the Post First Degree LLB. Everything was hand-written on physical forms and submitted physically at that time. I did not have my transcript at the time and it meant, I needed to travel to Cape Coast the next day, get the transcript and some recommendation letters on s